Fixing My Finances

Terms of Service

These Terms of Service ("Terms") govern your use of fixingmyfinances.com (the "Site"), operated by Zenith Digital, LLC, a Washington limited liability company ("we," "us," or "our"). By accessing or using the Site you agree to these Terms. If you do not agree, do not use the Site.

Effective date: May 2025

1. Use of the Site

You may use the Site for lawful, personal, non-commercial purposes only. You agree not to:

  • Copy, reproduce, or redistribute Site content without written permission
  • Use the Site in any way that could damage, disable, or impair it
  • Attempt to gain unauthorized access to any portion of the Site or its infrastructure
  • Use automated tools to scrape or harvest content from the Site

All content on this Site is provided for general educational and informational purposes only. Nothing on this Site constitutes individualized financial, tax, investment, or legal advice. The information is not a substitute for professional counsel tailored to your specific situation. Personal finance decisions involve significant individual variables — always consult a qualified professional before taking action based on content you read here.

We make no representations or warranties as to the accuracy, completeness, or timeliness of any information on the Site. Financial regulations, interest rates, and program terms change frequently; verify all details with the relevant institution or agency before acting.

3. Affiliate and Advertising Relationships

The Site participates in affiliate programs and displays advertising. We may earn compensation when you click certain links or take certain actions. These relationships do not affect our editorial independence. See our Affiliate Disclosure for details.

4. Intellectual Property

All content on the Site, including text, graphics, and code, is owned by or licensed to Zenith Digital, LLC and protected by applicable copyright and intellectual property laws. You may share links to Site pages and quote brief excerpts with attribution, but wholesale reproduction is prohibited without prior written consent.

The Site contains links to third-party websites. We do not endorse and are not responsible for the content, accuracy, or practices of those sites. Following such links is at your own risk.

6. Disclaimers and Limitation of Liability

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, ZENITH DIGITAL, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL ZENITH DIGITAL, LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ANY CONTENT HEREIN.

7. Indemnification

You agree to indemnify and hold harmless Zenith Digital, LLC, its members, officers, and employees from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Site or violation of these Terms.

8. Governing Law

These Terms are governed by the laws of the State of Washington, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Washington State.

9. Changes to These Terms

We reserve the right to modify these Terms at any time. The effective date at the top of this page reflects the latest revision. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

10. Contact

Legal correspondence:
Zenith Digital, LLC
2901 Bluegrass Blvd., Lehi, UT 84043, USA
[email protected]