Fixing My Finances

Privacy Policy

Zenith Digital, LLC, a Washington limited liability company ("we," "us," or "our"), operates fixingmyfinances.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and protect information about visitors to the Site. By using the Site you agree to the practices described here.

Effective date: May 2025  |  Business address: 2901 Bluegrass Blvd., Lehi, UT 84043, USA  |  Privacy inquiries: [email protected]

1. Information We Collect

Automatically collected data

When you visit the Site, our servers and third-party services may automatically collect:

  • IP address and approximate geographic location
  • Browser type, operating system, and device type
  • Pages viewed, time spent, referring URL, and click paths
  • Unique identifiers set by cookies and similar tracking technologies

Information you provide voluntarily

If you contact us by email or submit a form on the Site, we collect the information you include — typically your name and email address.

2. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies for the following purposes:

  • Analytics: We use Google Analytics to understand how visitors use the Site (pages visited, session duration, traffic sources). Google Analytics may set cookies such as _ga and _gid. You can opt out via Google Analytics Opt-out Browser Add-on.
  • Advertising: We participate in Google AdSense and RSOC/Yahoo advertising programs. These services use cookies to serve ads based on prior visits to this and other websites. Google's use of advertising cookies is described at Google Advertising Policies. You can opt out of personalized advertising at aboutads.info.
  • Affiliate tracking: Affiliate partners (including CareOne Debt Solutions) may use cookies to track referrals from our Site.
  • Functionality: Session cookies may be used to maintain site preferences.

Most browsers allow you to refuse or delete cookies. Doing so may affect certain Site functionality.

3. How We Use Your Information

We use the information we collect to:

  • Operate and improve the Site and its content
  • Serve relevant advertising to visitors
  • Analyze traffic and usage patterns
  • Respond to inquiries you send us
  • Comply with legal obligations

4. Sharing of Information

We do not sell your personal information to third parties. We may share information with:

  • Service providers: Analytics providers, hosting providers, and advertising networks that process data on our behalf and under data-processing agreements.
  • Advertising partners: Google AdSense, RSOC/Yahoo, and affiliate partners (including CareOne Debt Solutions) receive data through cookies and tracking pixels as described in Section 2.
  • Legal requirements: We may disclose information if required to do so by law or in response to valid legal process.
  • Business transfers: In the event of a merger, acquisition, or asset sale, user information may be transferred as part of that transaction.

5. Data Retention

We retain server logs for up to 90 days. Analytics data is retained per Google's default retention settings. Contact records are retained as long as needed to address your inquiry or as required by law.

6. Children's Privacy

The Site is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us information, contact us at [email protected] and we will delete it.

The Site links to third-party websites, including affiliate partners and our sister sites (creditcard-reviews.com and studentreliefsolutions.com). We are not responsible for the privacy practices of those sites. Review their privacy policies before providing any personal information.

8. California Privacy Rights (CCPA)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, request deletion of your data, and opt out of the sale of personal information. We do not sell personal information as defined under the CCPA. To exercise your rights, see our CCPA Notice or contact [email protected].

9. Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page reflects the most recent revision. Continued use of the Site following any update constitutes acceptance of the revised policy.

10. Contact

Privacy questions or requests:
Zenith Digital, LLC
2901 Bluegrass Blvd., Lehi, UT 84043, USA
[email protected]